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Blog articles by Ray Dib, Principal of Switch Finance.

Ray loves educating customers so they can make smarter borrowing decisions. Check out our blogs and videos and if you have any questions please call us.
Property Investment Guide

Property Investment Guide

Your guide to financing an investment property The Australian property market has performed consistently well over the last decade. This has ...
How does a Mortgage Broker get paid?

How does a Mortgage Broker get paid?

Ray and the Switch Finance team discuss how a mortgage broker gets paid, the facts vs the myths. If you have any questions, please contact us ...
Home Loan Essentials

Home Loan Essentials

Your simple guide to home loans Australians value trustworthy, personalised mortgage guidance. That’s why over 55% of all new home loans are ...
Home Buyer Essentials

Home Buyer Essentials

You’re looking for a new home, how exciting! Buying a home can be one of the most exciting times in anyone’s life. When taking such a big step ...
How to start property investing

How to start property investing

Ever wondered how people use equity from their home to create an investment portfolio? Switch Finance Principal Ray Dib explains how you can ...
Open Banking: Your digital spending habits could affect your chances of getting a home loan!

Open Banking: Your digital spending habits could affect your chances of getting a home loan!

Open banking will allow banks to assess their clients' financial data at an unprecedented granular level - including how frequently they order ...
Cross Collateralisation or Stand Alone?

Cross Collateralisation or Stand Alone?

Cross Collateralisation is a term used when the collateral for one loan is also used as collateral for another loan. If a person has borrowed ...
Why choose a mortgage broker?

Why choose a mortgage broker?

Why go to a mortgage broker over a bank? How much deposit do we really need? What paperwork is needed and why? Why do interest rates ...
Bugger The Banks

Bugger The Banks

Rate increase of .46%! That's just rude. I received a letter from my bank a few days ago, advising that my interest rate is going up a massive ...
Start Living The Dream

Start Living The Dream

Switch Finance for a Caravan, Camper Trailer or Campervan! Let us refinance your mortgage to a sharper deal, including the required funds for ...
Extending or rolling over your interest only loan

Extending or rolling over your interest only loan

What you need to know.It is important to understand that all banks have varying policy when it comes to wanting to extend or roll over the ...
Switch for a brand new bicycle?

Switch for a brand new bicycle?

Refinance to a sharper deal including funds for that next bucket list item.At Switch Finance, we can refinance a mortgage to a sharper deal, ...
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