We are YOUR mortgage experts!
Why should you contact us?If you have been with your current lender for more than 2 years,
without a review, then you are definitely paying too much for your loan.
After our appraisal, if we can’t save you money on your current home or investment loan, DINNER IS ON US!*
*This offer is available to applicants that can qualify for finance (i.e. sufficient equity and income to meet current lending criteria) and that have not already refinanced within the last 12 months. We will pay $100 to the restaurant of your choice.
We are specialists in home and investment property lending and structure, but with hundreds of lenders to choose from, what makes Switch Finance the best mortgage broker on the Gold Coast?
We are ethical and we detest injustice. With the Reserve Bank of Australia’s interest rate at an
We are a small business with big connections and vast knowledge that we actively share with peers and our clients. Our outstanding team, based on the Gold Coast, servicing an international clientele, really does seek the best outcome for every single client. Our reputation attests to that.
Our Services
- Mortgage | Residential Home Loans
- Refinance
- Reverse Mortgages
- Investment Loans
- Investment Property Selection and Location Assistance
- FOLIOPRO Portfolio Structure, Property Investment Analysis and Cash Flow Reports
- Off-plan Purchases
- Business Equipment Loans
- Small Business Loans
- Construction Lending
- Self-Managed Super Funds (SMSF)
- Commercial Lending / Company Loans
- Refinance or Purchase with a Legal Will or Matrimonial Separation
- Loan Top-Ups
If you go straight to a bank or a large lending institution for a loan, the staff are loyal to their employer, NOT to you.
At Switch Finance, WE ARE LOYAL TO YOU! That’s why our customers return to us time and time again.
We seek the best outcome for every single client.
We provide exemplary customer service in a no-pressure environment, simplifying the complexities, removing the baffling and frustrating jargon that lenders love to use to confuse, explaining and illustrating in a clear, concise way, that our customers understand.
Switch today for a brighter tomorrow
Our Mission
Now, even more than ever, you need someone you can trust in the toughest credit environment this generation has experienced.
We achieve repeat custom because we really do go the extra mile for our clients, but don’t take our word for it, read what our customers say…
GOOGLE CUSTOMER REVIEWS
FACEBOOK CUSTOMER REVIEWS
Meet the actual team, here in Australia, that actively seeks to find the best solution for you.
Ray Dib
PRINCIPAL & FINANCE ENGINEER
Dip FMBM LREA | Australian Credit Licence No: 469024
With over 13 years’ experience in finance, lending and investment portfolio structure and 30 years as a business owner and franchisee, Ray understands the needs of a business. Ray thinks ‘outside the box’ when appraising finance for his clients, resulting in an extremely high success rate and better customer outcomes. This and his signature loan structure diagram software have him being referred clients from around the globe.
Ray is friendly, customer service focussed and speaks in layman’s terms, which clients appreciate. He has been a regular guest speaker at conferences for various property investment groups and has written articles for various property investor magazines.
+61 421 621 028
Eghard van der Hoven
ACCREDITED FINANCE BROKER
Dip FMBM MEcon | Australian Credit Licence No: 458583
Providing our clients with 30 years of experience, a wealth of knowledge in the financial services sector and access to a vast network of Australian lenders (traditional and the non-conforming), Eghard can offer solutions you may not have considered before.
Eghard is highly professional, customer service focussed and really knows his stuff. He proudly boasts of many repeat clients, from sole traders to large companies, who confidently return time and time again, and happily recommend his services.
+61 409 881 817
Bobby Yang
FINANCE ENGINEER
Dip FP & CERT IV Finance | Credit Rep. of Ray Dib Financial Services Pty Ltd Australian Credit licence No 469024
Bobby has a strong background in financial planning, making the transition to mortgage broker to provide a service to clients that is not evident in the banking industry. With 10 years of experience, having dealt with all aspects of financial planning, Bobby brings an exceptional level of client support to our team.
Being a newly accredited finance specialist, Bobby will be looking forward to the challenges ahead, building and servicing his own client base with the Switch Finance team.
+61 432 485 807
Julie Crowden
CLIENT SERVICES MANAGER
CDec | Australian Credit Licence No: 469024
Julie was headhunted to join our team to ensure that our office provides a highly efficient, pleasurable experience for our customers. With outstanding organisational skills, Julie is also our ‘go to person’, with 10 years’ experience in processing and administration of loan applications of all types, dealing with a multitude of banks and lenders, solicitors and settlement teams.
Julie is a registered Commissioner of Declarations – very handy for clients when requiring a witness for their mortgage documents or to certify ID.
07 5532 0030
We vigorously negotiate credit options, terms and rates on behalf of the client comparing 28+ lenders to find just the right fit for you, be it with a single institution or with loans spread across various lenders to attain the best outcome, with access to rates that are not advertised.
