Meet Our Exceptional Team
Ray Dib
PRINCIPAL & FINANCE ENGINEER
Dip FMBM LREA
Australian Credit Licence No: 469024
Having been a self-employed business owner since 1988 and in finance since 2004, Ray has extensive experience in finance, lending and investment portfolio structure. Ray understands the needs of a business and thinks ‘outside the box’ when appraising finance for his clients, resulting in an extremely high success rate and better customer outcomes. This and his signature loan structure diagram software have him being referred clients from around the globe.
Ray is friendly, customer service focussed and speaks in layman’s terms, which clients appreciate. He has been a regular guest speaker at conferences for various property investment groups and has written articles for various property investor magazines.
0421 621 028
Eghard van der Hoven
ACCREDITED FINANCE BROKER
Dip FMBM MEcon
Credit Rep. No: 458583
Providing our clients with over 3 decades of experience, a wealth of knowledge in the financial services sector and access to a vast network of Australian lenders (traditional and the non-conforming), Eghard can offer solutions you may not have considered before.
Eghard is highly professional, customer service focussed and really knows his stuff. He proudly boasts of many repeat clients, from sole traders to large companies, who confidently return time and time again, and happily recommend his services.
0409 881 817
Bobby Yang
FINANCE ENGINEER
Dip FP & CERT IV Finance
Credit Rep. No: 506913
Bobby has a strong background in financial planning since 2007, making the transition to Switch Finance mortgage broker in 2017 to provide a service to clients that is not evident in the banking industry. Bobby has dealt with all aspects of financial planning and brings an exceptional level of client support to our team.
0432 485 807
Mike Hall
FINANCE ENGINEER
ACMA GCMA Dip FMBM
Credit Rep. No: 531727
Originally from the North of England, Mike’s career has seen him in commercial CFO roles working for world-class chemical companies, small SME clients and financial consulting.
Living on the Gold Coast for 15 years, Mike has since attained brokerage qualifications to offer clients a broader scope of knowledge and experience, with proven exceptional results. His business acumen and professionalism are apparent, and he is looking to fully understand your financial position when achieving the right, tailored financial solution.
Mike continues to run a virtual CFO business whilst also supporting clients achieve their financial requirements and lending needs.
0418 453 674
Marco Ursi
Mortgage Broker & Finance Engineer
Dip FP, Cert IV F&MB
Credit Rep. No: 519240
Marco’s finance journey began in 2017 having achieved a diploma in Financial Planning and he soon found this to be his calling.
Marco understands that every client has unique needs, drawing upon his experience of working with people from a variety of cultures across 3 countries in 3 different industries over 20+ years.
Marco has vast experience in property procurement, investment and sales spanning 20 years, so he really understands the challenges investors face while trying to grow their portfolios. He has a unique passion and desire to want truly help everyone he deals with and this is evident from the moment you meet him.
0472 667 318
Paul Downey
FINANCE ENGINEER
Dip FMBM LREA
Credit Rep. No: 520672
Paul began his career with one of the major banks in the late 80’s and has been in the finance and construction industries ever since.
He prides himself on providing professional, ethical and honest advice with a very high level of customer service. Whether you are purchasing a new home or car, consolidating and refinancing an existing mortgage, requiring business or equipment finance, Paul works hard to understand your full financial picture to get you the best finance solution for today and into the future.
Highly knowledgeable on bank lending practices and the most up to date finance offers, Paul is passionate about looking beyond the obvious to get the best outcome for his clients. His goal is to make the lending process easier, more efficient and less stressful for his clients.
0419 673 828
Joshua Oates
FINANCE ENGINEER
Certificate IV F&MB
Credit Rep. No: 531372
A passionate and enthusiastic Gold Coast local, Joshua believes that the best mortgage brokers are, like him, well rounded, with broad life experience that stretches beyond just the scope of finance credentials. Wise beyond his years, he prides himself on being a genuine people person, understanding real-world issues and needs.
Joshua is a creative, kind soul with a life-long passion for drumming (the drummer in the band Jeenie). After leaving The Southport School, he completed a Bachelor of Business and Journalism at UQ before becoming a classic Italian trained, qualified chef. With his innate ability to switch from right-brain creativity to left-brain analytical thinking, Joshua seamlessly transitioned from cooking to mortgage broking, obtaining a Certificate IV in Finance and Mortgage Broking – and he excels at it!
His personable demeanour combined with lateral thinking has allowed him to unlock his clients’ true ethos and goals whilst assessing their financial positions, leading to more satisfying outcomes for existing clients and new.
0458 191 594
Julie Crowden
CLIENT SERVICES MANAGER
CDec
Julie was headhunted to join our team to ensure that our office provides a highly efficient, pleasurable experience for our customers. With outstanding organisational skills, Julie is also our ‘go to person’, with over a decade’s experience in processing and administration of loan applications of all types, dealing with a multitude of banks and lenders, solicitors and settlement teams.
Julie is a registered Commissioner of Declarations – very handy for clients when requiring a witness for their mortgage documents or to certify ID.
07 5532 0030
Nicky
ADMINISTRATION & ACCOUNTS
Starting off her career in the banking industry, Nicky has a strong background working in money, finance and office administration roles. Nicky has exceptional administrative skills and has been applying her expertise to Switch Finance since 2005. In her role she offers excellent organisational and logistical support for the entire Switch Finance team.
07 5532 0030
Isabella
Client Services Support
Isabella is an aspiring and motivated business student currently studying a Bachelor of Business at Griffith University. With experience in customer service and administrative roles, Isabella offers exceptional organisational skills for our clients. New to the finance industry, Isabella will be learning under highly experienced mentors to advance her career in the finance industry.
07 5532 0030
Elcid
Loans Processor
Elcid supports the team with meeting the client’s business needs. Elcid attained a Diploma in Computer Science and is equipped with a strong background in Information Technology.
Having almost a decade of experience in Sales and in the BPO industry, Elcid inherently understands that the customer is the single most valuable asset an organization can have, and is driven by unrelenting pursuit of customer-driven focus, ideals and user experience.
Rozienna
CLIENT SERVICES SUPPORT
Rozienna is part of our support team responsible in assisting our clients. She has a Bachelor’s Degree in Communications and has four years’ experience in client relations. From the beginning of her career, she has been immersed in communicating with clients and making sure their needs are met above all.
Having been awarded as the Best Researcher in their Class of 2017, she has a knack for problem-solving and critical thinking that helps make our clients’ experience, a smooth sailing one.
We achieve repeat custom because we really do go the extra mile for our clients, but don’t take our word for it, read what our customers say…
6 months for a Reno Loan very difficult times, banks requirements are changing nothing is easy, everything takes forever but this team didn’t stop helping, working with us and the bank. Finally the money has arrived , definitely recommend Switch Finance
Thanks so much guys!
Byron and Adele
Thank you again
Ian &Leanne
Awesome people, highly recommended
SWITCH today!
We did and it was made easy, real easy.
Cheers to Ray and team.
Regards
Brendan
What is a Mortgage Broker and What do we do?
Our Mission
Our Guarantee
We are loyal to our clients and always act in our clients’ best interest. We remain impartial and unbiased towards any particular financial institution, seeking the best outcome for every single client.
