by Ray Dib | Dec 11, 2018 | Home Loans and Mortgages, Investing
How to start property investing Ever wondered how people use equity from their home to create an investment portfolio? Switch Finance Principal Ray Dib explains how you can use the home equity to fully fund the purchase of an investment property without putting in any...
by Ray Dib | Dec 10, 2018 | Home Loans and Mortgages, Refinancing
Open Banking: Your digital spending habits could affect your chances of getting a home loan! Open banking will allow banks to assess their clients’ financial data at an unprecedented granular level – including how frequently they order Uber Eats. A Canstar...
by Ray Dib | Oct 20, 2017 | Home Loans and Mortgages, Investing, Refinancing
Cross Collateralisation or Stand Alone? Cross Collateralisation is a term used when the collateral for one loan is also used as collateral for another loan. If a person has borrowed from the same bank a home loan secured by the house, a car loan secured by the car,...
by Ray Dib | Oct 18, 2017 | Home Loans and Mortgages, Investing
Why choose a mortgage broker? Why go to a mortgage broker over a bank? How much deposit do we really need? What paperwork is needed and why? Why do interest rates rise? Q & A Tim Allwood, Principal of Compass Property Investing discusses the...
by Ray Dib | Jun 6, 2017 | Home Loans and Mortgages, Investing, Refinancing
ANZ - that's just rude! Bugger The Banks Rate increase of .46%! That’s just rude. I received a letter from my bank a few days ago, advising that my interest rate is going up a massive 0.46% without any story! Normally they provide a bullshit story with the...