Open Banking: Your digital spending habits could affect your chances of getting a home loan!
Open Banking: Your digital spending habits could affect your chances of getting a home loan! Open banking will allow banks to assess their clients’ financial data at an unprecedented granular level – including how frequently they order Uber Eats. A Canstar...
Cross Collateralisation or Stand Alone?
Cross Collateralisation or Stand Alone? Cross Collateralisation is a term used when the collateral for one loan is also used as collateral for another loan. If a person has borrowed from the same bank a home loan secured by the house, a car loan secured by the car,...
Why choose a mortgage broker?
Why choose a mortgage broker? Why go to a mortgage broker over a bank? How much deposit do we really need? What paperwork is needed and why? Why do interest rates rise? Q & A Tim Allwood, Principal of Compass Property Investing discusses the...
Bugger The Banks
ANZ - that's just rude! Bugger The Banks Rate increase of .46%! That’s just rude. I received a letter from my bank a few days ago, advising that my interest rate is going up a massive 0.46% without any story! Normally they provide a bullshit story with the...Switch Finance
Mick Scott
2020-02-15T21:47:53+0000
Punctual responses, accurate results, customer service during and after re-finance. Highly recommended
Gabriella Beggs
2019-11-19T10:04:08+0000
Ray and Julie have been an awesome help for me and my partner with our finance. They were able to assist us and answer all questions we had as this was all new for us, they made it smooth and achievable process. Awesome experience and service! Would 100% recommend. Both Julie and Ray were excellent from the beginning.
Lizan Yee
2019-06-07T04:47:50+0000
Ray and Julie have been really good to deal with, they got us the deal that no one else could get us, and everyone else had stuffed up. Great with communication and always fast with the follow up.
Catherine Scott
2019-01-23T05:30:05+0000
Highly recommend! Ray & Julie were fantastic to work with when refinancing our home loan. They were patient with us & always quick to respond with answers & advice we requested & thorough in making sure we got the right loan for our requirements. Thank you Switch Finance!
Byron Wallace
2018-07-12T09:35:02+0000
Ray, Julie and the whole Switch team worked patiently with my wife and I over a long period as we considered many properties before finally finding our new home. They worked very hard to get us the best deal and I'm recommending Switch Finance to all our friends because I know they will be looked after.
Thanks so much guys!
Byron and Adele
Ian Salter
2018-06-27T07:26:17+0000
Leanne and I would like to thank Ray & Julie and the entire Switch Finance team. It was very smooth and hassle free dealing with Switch and today we settled on our house. I recommend Switch Finance to anyone looking for property finance new or refinancing.
Thank you again
Ian &Leanne
Dave Blennerhassett
2018-05-12T10:58:12+0000
Huge thank you to Ray and his awesome team.
Awesome people, highly recommended
Rod Zxr
2018-04-20T06:34:20+0000
Ray and Julie from switch finance were a pleasure to deal with they kept me informed throughout the whole process and i would highly recommend them they are awesome and will work relentlessly to get you the best possible outcome
Blake Buchanan
2018-04-16T23:31:09+0000
I have known Ray for many years. Truly passionate about helping his clients.
Terrena Wouters
2017-12-02T01:20:13+0000
As a first time investor I was nervous about the finance process and had no idea where to start. From the get go Ray and Julie were fantastic. Always happy to answer my many questions and went above and beyond every time. I can’t thank you both enough. With service like yours I know my future finance needs will always be covered. Thanks again!
Michelle Ritchie
2017-01-17T05:28:31+0000
We have been dealing with Ray since we landed in the Gold Coast some 10 years ago! First Finance guy we met with and glad we did. Hence we are still dealing with him 10 years later. He's trustworthy and puts in the extra mile. Thank you Ray for all your effort and time over the last 10 years and thank you for sorting our recent great mortgage rate and my car loan!
Ty Dowker
2016-12-08T06:33:22+0000
Don't go anywhere else for finance.
SWITCH today!
We did and it was made easy, real easy.
Cheers to Ray and team.
Thong Da Wei
2016-02-29T08:24:50+0000
I couldn't be more happy with Ray and Juliet! They have been a great help to our first home purchase- from sourcing financiers in a tight time frame to post settlement inquiry, everything was fantastic. Exceptionally enthusiastic and passionate people who know what they are doing. Definitely going back and recommending them to anyone I know.
Brendan Pritchard
2015-07-31T04:54:24+0000
Thanks to the professionalism, diligence and speed of Ray and the team at Switch Finance, we were able to secure our home! We made an offer on a property with no funds readily available to an unconditional loan in well less then a week!! I won't use anyone else. Great support and advice!! We very much look forward to working with Switch Finance again in the future!
Regards
Brendan
Julie Crowden
2015-05-26T06:35:34+0000
My experience with Ray and the staff from first phone conversation to after settlement has been outstanding. Ray has provided to us a structure and product to allow us to achieve investments for our future with no stress. Highly recommend Ray at Switch Finance. Thanks Julie and David