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We genuinely strive to consistently combine our ethical ethos and expertise with pro-active solutions, clear communication and excellent customer service standards.

It’s not just hype, we rely on word-of-mouth marketing and achieve high repeat custom.

5.0
Based on 52 reviews
5.0
Based on 77 reviews
Aileen Balding
Aileen Balding
1710370817
Marco went above and beyond for us! He kept us informed every step of the way. He made this whole experience stress free and got us great results! Thank you Marco, we highly recommend you!
Jason Rayner
Jason Rayner
1709862779
Ray is a 'one in a million' finance broker as he takes the time to explain all positives and negatives from multiple lenders. Furthermore, Ray is confident and experienced enough to let you know if you are potentially going down the wrong track or over committing yourself. Lastly, I now regularly use Ray to bounce off investments ideas as he always leans on the conservative side to balance out my view. I was really happy with the commercial loan and the terms Ray put in place for me.
Shaye Wooderson
Shaye Wooderson
1709504520
Marco was absolutely fantastic and I highly recommend his services. My partner and I recently purchased our first home together, and Marco was extremely helpful throughout the whole process. He was very knowledgeable, kind, patient and professional, and made the daunting process a lot easier to handle. We cannot thank you enough Marco!
Shaye Wooderson
Shaye Wooderson
1709504161
Our experience with Marco was fantastic. After starting the process to purchase our first home, Marco made the process incredibly easy and provided extensive information throughout. Marco made sure we knew what to do, when to do it and what to expect throughout, whilst also being very professional, kind, reliable and knowledgeable. We definitely recommend Marco and his services!
Kieren Parton
Kieren Parton
1709116548
Ray and his team are fantastic. Our refinancing and our investment purchase was done without a hitch and quickly. Thanks Ray !
Sonya Nocon
Sonya Nocon
1709009291
The team at Switch Finance were amazing. My property settlement stretched out for over a year. Ray was always on top of his game, getting me several pre-approvals and then finally with very short notice pushing the loan to settle before my property. The girls were also brilliant and nothing was too much trouble. I would highly recommend Ray and the Team from Switch Finance.
Di Enright
Di Enright
1707655260
So professional, the team went above and beyond for us. Can't thank the whole team enough for all their support and guidance. Thank you again
We worked with Eghard on our home loan. He was a pleasure to work with. Our loan wasn't especially straight forward and he worked honestly and professionally with us through the issues. We really appreciated his attention to detail and quick communication.
FunnyGoatsBand
FunnyGoatsBand
1706168233
Thanks to Dave at Switch Finance. This is about the sixth loan we have organised through Dave. He makes loan process seamless, and home buying so much easier. Thanks again Dave. Highly recommended.
Oldman Dan
Oldman Dan
1706168204
Thanks to Dave at Switch Finance. This is about the sixth loan we have organised through Dave. He makes loan process seamless, and home buying so much easier. Thanks again Dave. Highly recommended.
Joshua has gone above and beyond to help us refinance and consolidate our loans. Him and his team were always available to answer questions and worked with us to find a suitable lender. Not only has he worked miracles, he’s improved my families monthly cash flow by almost $1000 which will make a huge difference for our family. He was even able to speed up the settlement for us. Thank you Joshua for everything!
Ronnie Jose
Ronnie Jose
1705398454
The service provided was outstanding as they made the entire process simple and easy. Would definitely recommend their services
Fiona Stewart
Fiona Stewart
1703122695
Eghard was extremely helpful to us as first home buyers. His communication was always clear and efficient. He is very knowledgeable and happy to answer any questions with great clarification. We are so grateful for his ongoing help and professionalism.
Sam Macmillan
Sam Macmillan
1702881040
Did a good job for me. Recommend 🫡
Amanda Barnes
Amanda Barnes
1701160980
Cindy
Cindy
1700733047
I could not recommend Switch Finance enough! Eghard has been fantastic and helping us every step of the way from the moment we decided we would want to buy our first house until settlement.
Jordan Gregory
Jordan Gregory
1700713384
Josh and Daniel went above and beyond to assist me and my partner in obtaining finance on our property. They were able to meet all deadlines in a timely fashion and were able to ensure our bank was prepared for settlement well before the settlement date, which helped to minimise our stress. They communicated with us and our solicitors every step of the way, and they were always ready to answer any questions we had regarding the process. Highly recommend their services!
We were profoundly satisfied with the service we received from Joshua Oates. Friendly, approachable and professional - we felt confident at every moment of our dealing with him. I have already recommended him to a number of our friends. We intend to engage his services again in the future when required.
Michelle Osust
Michelle Osust
1700039209
We highly recommend Ray and his team for any financial advice and processes. This is the 3rd time we have worked with Ray, and once again, from start to finished the experience was so effortless (for us!), our needs heard, questions explained and answered, and outcome successful. Ray is so knowledgeable, professional, and patient, always took time to simplify any quiries we had. Next on the cards is another investment property, and we will definitely be using Ray and Switch again. Highly recommend. Thank you so much 🙂 - Michelle and Patrik
Peter Spinda
Peter Spinda
1699564734
Thanks to Ray and Bella from Switch Finance for an amazing service. They patiently answered all my silly questions, and dealt with lawyers and the like in a very professional, prompt manner. I highly recommend switch finance for all your home loan and investment loan needs. 10/10!
Peter Spinda
Peter Spinda
1699564577
Thank you to Ray, Bella and the rest of the team for their recent assistance and guidance. Absolutely fantastic service, it is a pleasure to work with such a team of professionals.I highly recommend Switch Finance to others!
Vanessa Limbach
Vanessa Limbach
1699510928
We have been working with Ray and his team for 16 years now. I can highly recommend dealing with anyone at Switch Finance. They go above and beyond and are very patient people. Thank you Switch Finance!!
After seeing too many positive reviews about Mathew navas about his good work on online through crypto & forex trading i decided to give him a try too. All because of fear i started with $600 as amount of investment, to my greatest surprise this man made me a whooping profits of $5,100 all within seven days of trading since then I've never stop investing with him and I'm successfully making a withdrawal of my profits each time i invested with him. You can also reach out to him too through his WhatsApp or email address if you're interested!! WhatsApp: +1 762-239-1392 or Email address mathewnavas691@gmail.com
Patrik Ošust
Patrik Ošust
1698132425
Nissa Jones
Nissa Jones
1695864178
Ray is amazing! His whole team were so helpful and made re financing stress free. Thanks again Switch
Annette Cassar
Annette Cassar
1694497642
Switch Finance went all out again. You know how finicky banks are now-a-days... They what this and they want that and they want to know your hairdresser's mother's madden name, blah, blah blah... Well it wasn't an issue for Switch Finance. They just got onto it and managed to get the job done without to many issues for us. Thanks again to Ray and all his Team. If your looking to re/finance, you can't go wrong with Switch Finance.
Scott Sattler
Scott Sattler
1693176659
Great people who explain the process very efficiently. Have always used SWITCH and always will. For a process that can get stressful, they make it as streamlined as possible. When banks and co are hard to find a solution from, SWITCH is always available to help even after settlement.
cheerful buzzy
cheerful buzzy
1693001656
Absolutely 💯 helpful, informative, supportive, patient, and professional 👏 👍
Angel Rizzalli
Angel Rizzalli
1690411043
My fiancé & I had been dreaming about buying our first family home for years. We recently contacted Marco from Switch Finance (after a glowing referral from my parents) to discuss what actions we had to take to reach our goal of being able to secure a home loan thinking we would not quite be there at this point. However we were assured that it could be possible for us to apply now. After weeks of back and forth with the banks were finally approved!! :DAll thanks to Marco & the Switch team. We couldn’t fault them at all, we were kept in the loop with everything and any questions we had were answered almost instantly. Thanks so much guys!
Ian Salter
Ian Salter
1689720692
We love working with Ray and his team at Switch Finance, their dedication and experience is why they get the results. We have used them before and couldn't be happier. If you're looking for finance brokers (not just any finance brokers) look no further than you found them.Thanks again Switch TeamI and N SalterGold Coast
Andrew P
Andrew P
1688088127
Best in the business. Honest and helpful thanks Ray and team.
Jo and I would like to extend our deepest thanks to Ray and the team at Switch Finance for their ongoing support and guidance with our all our investment financing.The Switch team always makes sure that we understand all the timeline and milestone requirements and flag any requirement that needs to be completed in a timely manner to establish and manage our new loans as well as the ongoing transitional relations with our new mortgage / finance providers.Additionally, the Switch team is always ready to provide the best options to suit, and always available, whether by phone, mobile or email in a friendly and helpful manner.Jo and I can highly recommend, refer, and thoroughly endorse Ray and the team at Switch Finance as the Gold Coast’s go to mortgage brokering, home loans and business lending specialists.
Joshua from Switch Finance was absolutely incredible. As a first home buyer and sole trader he guided me through the mortgage process seamlessly. Josh was super responsive, sensible and explained everything very clearly and realistically. Very thankful to have worked with him and would recommend his services to anyone.
Kat
Kat
1684636792
Ray and Bella are the epitome of professional. Super knowledgeable, and experienced. They made refinancing a home loan an absolute breeze. Cannot recommend them enough.
Alex Price
Alex Price
1684547505
This must be the fourth or fifth time now I have used Switch Finance and it has been a seamless experience every time. Ray and his team takes the time to understand what your needs are and presents options. He will be frank and realistic with you on what is achievable and they always make the loan process seem faultless. I have never had any concerns that the proposed loan is not going to be approved, because Ray does the homework to make sure everything lines up with lenders requirements. I anticipate I will be seeking additional Investment lending in the near future and I will most certainly be going straight back to the team at Switch Finance.
Rae Santos
Rae Santos
1683932912
As always Ray, Bella and the rest of the team have done a very good job.This time they helped us buy our first investment property. They were very reliable and has assisted in every step. Will definitely use them again and again.
David Price
David Price
1683881891
We have used Ray and his team many times and will continue to do so. Totally professional and they really do have your best interests first and foremost. Wouldn't go anywhere else !
Keir Douglas
Keir Douglas
1683090172
Jackie and I are simple mum'n'dad investors. We first met Ray back in 2011 as members of TIC (The Property Club) long before he created the Switch Finance Team. He set up a number of interlinked loans so we could invest in real estate to fund our retirement. I remember the loans clerk at the bank saying he had NEVER seen a loans set up like it. That loan structure worked wonderfully well for more than a decade. Ray brokered mortgages for all our new property purchases, finding us lenders as the government was making it increasingly difficult for little people like us to borrow for investment.Now here we are nearing retirement with inflation going crazy and once again Ray Dib has astounded us; arranging re-finance of our debt; saving us years of work and tens of thousands of dollars each year.I recommend trusting Ray and his team at Switch. His "never give up" attitude has helped us achieve our goal with time to spare: a financially independent retirement.Thanks Raymond 🤩
Duggo Junior
Duggo Junior
1683089382
Jackie and I are simple mum'n'dad investors. We first met Ray back in 2011 as members of TIC (The Property Club) long before he created the Switch Finance Team. He set up a number of interlinked loans so we could invest in real estate to fund our retirement. I remember the loans clerk at the bank saying he had NEVER seen a loans set up like it. That loan structure worked wonderfully well for more than a decade. Ray brokered mortgages for all our new property purchases, finding us lenders as the government was making it increasingly difficult for little people like us to borrow for investment.
Now here we are nearing retirement with inflation going crazy and once again Ray Dib has astounded us; arranging re-finance of our debt; saving us years of work and tens of thousands of dollars each year.
I recommend trusting Ray and his team at Switch. His "never give up" attitude has helped us achieve our goal: a financially independent retirement.
Thanks Raymond 🤩
bruce coudrey
bruce coudrey
1678692851
I would give this company six stars if I could. They go out of their way to assist you all the time. What a great company. They have helped me with over six loans now, and always consistent in communication, performance and reliability. Thanks Ray and the team!
Eghard and the team at Switch were fantastic from start to finish. My partner and I were one of the many that purchased our property three years ago during the very low interest rate period, and our locked in rate came to a very sudden end with our rate doubling overnight. Switch Finance were great at showing us our options and as a result we were able to save a significant amount on our mortgage repayments and also unlock some equity so that we can get some renovations done around the house. Highly recommend Eghard and the team at Switch Finance.
Recently we refinanced with Switch. Josh and the team were an absolute pleasure to deal with. They were professional, Polite, Patient and hardworking. I could not have asked for more.
Shaun Fyfe
Shaun Fyfe
1675741825
Ray and his team were great. Got me approved with little hassle where Aussie Home Loans could not. Would use Ray and Switch again for sure!
Jason Reberger
Jason Reberger
1674694227
Thanks to Ray and his team from Switch Finance for the recent refinance of our home. An exceptional team who made the process feel easy keeping us up to date every step of the way and getting us the best result with the loan. It was a pleasure working with Ray and his team. We have used Switch finance during the last 4 years and would strongly recommend switch finance to anyone looking at loans as they can save you time, stress and money.
Michael Cassar
Michael Cassar
1671421778
Ray and his team always goes above and beyond to ensure we get the best possible rates and best possible loan provider. We have used Switch Finance for the past 4 years and would not think of going elsewhere.
We can not recommend Joshua from Switch Finance enough. He really is a legend! Joshua went above and beyond and has had amazing communication throughout the process for us to fulfil our dream of owning our own home. We were lucky enough to be referred to Joshua, we would love for other people to be able to benefit from his professional services too.Jo & Cam Chalmers Carrara
Jamiee Bowers
Jamiee Bowers
1669689507
Switch Finance are the best of the best!Marco has worked tirelessly to get me a suitable loan- he has gone above and beyond and has had outstanding communication throughout the process!Julie is always a pleasure - solving a couple of minor bumps, timely along the way!I can’t thank the Team enough for their hard work & dedication - I look forward to working with them again on my next property purchase.
Jordon Thomas
Jordon Thomas
1667560048
Couldn’t recommend Josh and the team highly enough. Professional, efficient and seamless. Best finance experience made effortless and achievable. Credit to such a great team.
Geoff Ford
Geoff Ford
1666832505
The staff at Switch Finance are very professional. They have a great ethos which includes dealing with any issues that arise and assisting with, sometimes, difficult forms to complete. In my case, they negotiated a good loan outcome then lead me through the whole paperwork process. I highly recommend Switch Finance.
Madison Johnson
Madison Johnson
1665377815
Extremely helpful and thorough, could not have done it without the help of Ray and the team.
B Watts
B Watts
1665368915
Thanks so much to Ray and the team for their assistance with the purchase of my property. Ray was recommended to me by friends and I will definitely be recommending him to anyone I know looking for a broker. The team are very efficient and thorough and made the process much smoother then doing it on your own. Highly recommend and I will be using them again
Marley Nicholls
Marley Nicholls
1665024523
As first home buyers, my partner and I are very pleased to recommend Marco as he was a pleasure to deal with throughout this experience. He has great communication and is very understanding, no question is too silly. He made the whole process very easy and we can’t thank him enough for quality work.
Gary Faint
Gary Faint
1663815197
Many thanks to Ray and his team for their friendly, professional service dealing with a rather involved process. I strongly recommend Ray to anyone needing financial brokerage assistance.
We really appreciate the service offered by Joushua , it was top class, He was with us in every step of way guided us perfectly until the end. He is super friendly, polite and courteous. He rather took the burden off from us he basically did everything for us, he gives feed back and communicates very well, He is really an Asset to Switch Finance,.wish him all the very best..
My experience dealing with Joshua was first class. He took a tough job with a smile and delivered on every word. I look forward to maintaining a relationship with Joshua and recommend him highly!
Joshua and the entire team of Switch finance has been very helpful in achieving our dream of owning our first home. The tedious process was made easy by Joshua. He was very understanding of the challenges that came our way and worked out a solution that we will be comfortable with.Thumbs up to Joshua and the team !
Cameron Allen
Cameron Allen
1660114327
Great Service and outstanding result.
Cameron Allen
Cameron Allen
1660114007
Had a great experience with our mortgage broker Joshua. Him and the team at Switch went above and beyond to get everything over the line for our finance, which turned out to be in the midst of interest rates rising and conditions changing everyday. Very grateful, as we were purchasing a property that we know will change our lives.
First, we would like to thank Joshua Oates for surpassing our expectations in our journey of getting our first home in Australia. Joshua has been exceptionally helpful, patient and caring in getting our home. He is very professional and knowledgeable, and he can make things possible even when things can be difficult. We have recommended him and Switch Finance to our family friends who are wanting to get their home as well. To all families out there, look nowhere, contact Joshua and you won't regret it.
First, we would like to thank Joshua Oates for surpassing our expectations in our journey of getting our first home in Australia. Joshua has been exceptionally helpful, patient and caring in getting our home. He is very professional and knowledgeable, and he can make things possible even when things can be difficult. We have recommended him and Switch Finance to our family friends who are wanting to get their home as well. To all families out there, look nowhere, contact Joshua and you won't regret it.
Sonya Nocon
Sonya Nocon
1654124345
The team at Switch Finance were amazing. My property settlement stretched out for over a year. Ray was always on top of his game, getting me several pre-approvals and then finally with very short notice pushing the loan to settle before my property. The girls were also brilliant and nothing was too much trouble. I would highly recommend Ray and the Team from Switch Finance.
Kevin Nuttall
Kevin Nuttall
1653348469
Eghard took us through a complicated mortgage application and despite some hitches, he stayed with me all the way and always had my interests at heart. A very professional approach which untimately had a good outcome. Thanks Eghard.
Richard Lamont
Richard Lamont
1653228327
I have known Ray for I5 years and have referred 3 people to him for mortgages and we were all extremely happy. I can’t say enough how wonderful Ray is and one of the nicest guys you will ever meet. Thank you very much for the effort you and your staff go to put a roof over our heads 😊
John Tongpao
John Tongpao
1632513909
Bobby Yang helped our family through this stressful process of financing.

He went beyond the call of duty and made things so much easier.

Strongly recommend him.

Thank you Bobby.
Andy Yang
Andy Yang
1632484522
Was really easy dealing with switch finance, they did a huge majority of the works. Very good service and friendly people.
I can't speak highly enough of Eghard's professionalism and how much he assisted us in navigating the home buying process. We worked with Eghard on and off over a few years waiting for the right time to buy due to travel overseas. Without engaging the help of the Switch team we would have found it extremely difficult and probably more costly finding the right financier for our home purchase. Using a broker is a no-brainer, highly recommended.
Alana Patricia
Alana Patricia
1621768144
Switch finance has been amazing with their help with my last two home purchases. Ray, Eghard and Julie are fantastic with communication and go above and beyond to help get the best finance approved in the right time frame. Highly recommend their service!
Helen French
Helen French
1619001251
I highly recommend Switch Finance, their service is top quality. They are friendly and supportive no matter your circumstances. They make it easy to understand by explaining what is needed to get a loan. I loved how each step of the way through the process there would be a phone call, email or text to keep me updated. No question I had was too much trouble to answer.
I would definitely use them again!
Sean Lee
Sean Lee
1614252442
Formally approved…Bobby and his team at Switch Finance have gone above and beyond to get my loan approved. We initially went with one of the big four but the valuation was so low that my deposit would not have been enough. At the last minute, Bobby had to move my loan to another bank and now with a valuation that was spot on, I’m able to stop stressing and start getting ready to build my first home. I would highly recommend Bobby and Switch Finance to anyone in a heartbeat. They are professional at all times and were willing to do more than was asked to get me the right loan.
Alyssa Jones
Alyssa Jones
1614251321
The biggest Thank you to Ray, Julie and Team
6 months for a Reno Loan very difficult times, banks requirements are changing nothing is easy, everything takes forever but this team didn’t stop helping, working with us and the bank. Finally the money has arrived , definitely recommend Switch Finance
Highly recommended. Very reliable. Ray was very helpful in every step of the process. Julie and Isabelle were awesome too. So happy with their assistance in the purchase of our home.
Anissa Paea
Anissa Paea
1599787950
Highly recommended. Thanks so much Ray and team for helping Josh and I with our finances.
Mick Scott
Mick Scott
1581803273
Punctual responses, accurate results, customer service during and after re-finance. Highly recommended
Lizan Yee
Lizan Yee
1559882870
Ray and Julie have been really good to deal with, they got us the deal that no one else could get us, and everyone else had stuffed up. Great with communication and always fast with the follow up.
Catherine Scott
Catherine Scott
1548221405
Highly recommend! Ray & Julie were fantastic to work with when refinancing our home loan. They were patient with us & always quick to respond with answers & advice we requested & thorough in making sure we got the right loan for our requirements. Thank you Switch Finance!
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