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We genuinely strive to consistently combine our strong, ethical ethos and expertise with pro-active solutions, clear communication and excellent customer service standards. It's not just marketing hype, we rely on word-of-mouth marketing and achieve high repeat custom.

Shannon Johnston
Shannon Johnston
06:57 06 Jul 21
I can't speak highly enough of Eghard's professionalism and how much he assisted us in navigating the home buying process. We worked with Eghard on and off over a few years waiting for the right time to buy due to travel overseas. Without engaging the help of the Switch team we would have found it extremely difficult and probably more costly finding the right financier for our home purchase. Using a broker is a no-brainer, highly recommended.
Sue Johnston
Sue Johnston
01:23 02 Jul 21
Great service and very experienced team!
Christofer Fabian Widjaja
Christofer Fabian Widjaja
22:30 31 May 21
Ray and Julie have helped me with securing mortgage for me twice and both experience have been great. They will do their best to support and get the required work done in timely manner. I will definitely reach out to them again if i need to secure another mortgage.
Helen French
Helen French
10:38 21 Apr 21
I highly recommend Switch Finance. The service was top quality, friendly, efficient and so helpful. They were so reliable and happy to answer any questions and take the time to explain things. I would definitely use them again
Sean Lee
Sean Lee
11:27 25 Feb 21
Formally approved…Bobby and his team at Switch Finance have gone above and beyond to get my loan approved. We initially went with one of the big four but the valuation was so low that my deposit would not have been enough. At the last minute, Bobby had to move my loan to another bank and now with a valuation that was spot on, I’m able to stop stressing and start getting ready to build my first home. I would highly recommend Bobby and Switch Finance to anyone in a heartbeat. They are professional at all times and were willing to do more than was asked to get me the right loan.
Alyssa Jones
Alyssa Jones
11:08 25 Feb 21
The biggest Thank you to Ray, Julie and Team
6 months for a Reno Loan very difficult times, banks requirements are changing nothing is easy, everything takes forever but this team didn’t stop helping, working with us and the bank. Finally the money has arrived , definitely recommend Switch Finance
Rachel Dale
Rachel Dale
04:21 25 Feb 21
Ray and his team recently helped us get a tricky mortgage over the line. They were very knowledgeable and all to happy to help. Their service is second to none and am so happy to recommend them to anyway. Thanks again team for all your help
Thiago Rossi
Thiago Rossi
22:54 08 Feb 21
Eghard and his team was great to deal with and I can highly recommend anyone at Switch Finance, great experience!! Thanks for all your help and support. Thank you Switch Finance!!
Vanessa Limbach
Vanessa Limbach
00:28 13 Jan 21
We have been working with Ray and his team for 13 years now and I can highly recommend dealing with anyone at Switch Finance. They go above and beyond, and are very patient people which is important when you are making big financial decisions. Thank you Switch Finance!!
David Lovell
David Lovell
09:09 13 Dec 20
Eghard and the team at Switch have just helped my partner and I secure our new home. This is the third time I've been fortunate enough to have them as part of my team. The relationship has allowed me confidence in my position when offering on property, along with extending my financial knowledge. The team are proactive in their approach, always responsive and reduce the stress of property purchase (not to be undervalued). I've recommended Switch to many of my friends and we look forward to working with them for the next one! Thanks again guys!
Dmitri Sofya Matvey Okunev
Dmitri Sofya Matvey Okunev
20:36 19 Nov 20
Thank You, Bobby! We couldn't do it without You and my accountant off course! Best service ever!
Highly recommended. Very reliable. Ray was very helpful in every step of the process. Julie and Isabelle were awesome too. So happy with their assistance in the purchase of our home.
Anissa Paea
Anissa Paea
01:32 11 Sep 20
Highly recommended. Thanks so much Ray and team for helping Josh and I with our finances.
Greg Edelman
Greg Edelman
02:57 10 Sep 20
Ray & Julie were fantastic to work with when refinancing our home loan."I will use this team again
Alisha Lovelock
Alisha Lovelock
01:36 16 Aug 20
The team at Switch Finance are fantastic. We found Paul to be very knowledgeable and professional. He always provided us with detailed and informative responses to any questions we had. Julie was also very helpful and supported us throughout the entire process. We appreciated that both Paul and Julie always kept us updated along every step of the way and we will definitely use Switch Finance again in future.
Kate
Kate
09:41 09 Jul 20
What a team!! Could not fault the service we received from Ray, Julie and the Team. We have dealt with mortgage brokers in the past but none come close to Switch Finance. Ray is very knowledgeable and gets the loan that other brokers can't. Then there is Julie who is definitely Ray's right hand woman, she is on top of every little detail and does not skip a beat. We will be using them again in future and I would highly recommend them to anybody. Thanks for everything guys!
Gary Newbold
Gary Newbold
23:03 28 Jun 20
Ray and Julie (and the rest of the team) were a pleasure to work with. Ray was able to get finance approved for us that other brokers just could not match. Julie made the process smooth and stress free despite undertaking a complicated home refinance & construction loan in the middle of a global pandemic! We highly recommend Switch Finance. Thanks so much for your help....
Marco Fanning
Marco Fanning
03:48 04 May 20
Eghard & Julie were an absolute pleasure to deal with. We really valued their professional assistance, they went above and beyond any standard expectations.We’d like to recommend them and the whole Switch Finance team for any of their services.
Steven White
Steven White
19:14 23 Apr 20
Thanks Bobby for helping us secure a loan so we could move a little further out to Bonogin to a nice family home to raise our 2 and 3 year old.Having our own business made it very difficult for banks to lend us money but Bobby said he could help and he was able to secure our loan. Bobby was very prompt, even outside working hours.We wouldn’t be enjoying our new home today if it wasn’t for Bobby at Switch Finance.Steve & Ash - Chevron Driving School 🚗💨
Jacob Reeson
Jacob Reeson
22:42 12 Mar 20
Couldn't recommend Switch Finance higher - Ray, Julie and Carl are a team to be reckoned with.From start to finish their attention to detail and efficiency never lacked.Switch Finance organised a great deal - even better than personal contacts I had in banks could.Give them a call today, you will be glad you did!!
Mick Scott
Mick Scott
21:47 15 Feb 20
Punctual responses, accurate results, customer service during and after re-finance. Highly recommended
Gabriella Beggs
Gabriella Beggs
10:04 19 Nov 19
Ray and Julie have been an awesome help for me and my partner with our finance. They were able to assist us and answer all questions we had as this was all new for us, they made it smooth and achievable process. Awesome experience and service! Would 100% recommend. Both Julie and Ray were excellent from the beginning.
Lizan Yee
Lizan Yee
04:49 07 Jun 19
Wonderful experience as always, Ray is continuously able to get us exactly the structure we dictate we want, and quick too. Very easy to deal with and friendly. Would use them again.
Lizan Yee
Lizan Yee
04:47 07 Jun 19
Ray and Julie have been really good to deal with, they got us the deal that no one else could get us, and everyone else had stuffed up. Great with communication and always fast with the follow up.
C Scott
C Scott
05:31 23 Jan 19
Highly recommend! Ray & Julie were fantastic to work with when refinancing our home loan. They were patient with us & always quick to respond with answers & advice we requested & thorough in making sure we got the right loan for our requirements. Thank you Switch Finance!
Catherine Scott
Catherine Scott
05:30 23 Jan 19
Highly recommend! Ray & Julie were fantastic to work with when refinancing our home loan. They were patient with us & always quick to respond with answers & advice we requested & thorough in making sure we got the right loan for our requirements. Thank you Switch Finance!
Almari Slabbert
Almari Slabbert
07:15 07 Dec 18
Eghard and Julie were wonderful, their experience and knowledge combined with their excellent client service ensured a smooth home loan experience for first-time home owners in Australia. We are now the proud owners of our dream property and the Switch Finance Team were instrumental in getting us there!
Nathanael van der Kolk
Nathanael van der Kolk
04:00 18 Oct 18
Had an excellent experience with Ray and Julie with my home loan. They were quick to find a suitable lender and made the whole process seamless and easy. Thanks for your help!
Lola Holden
Lola Holden
00:47 21 Sep 18
Always great dealing with Ray and Julie and such a personalised and wonderful service from Switch Finance. Thanks guys - Lorina
Nik Armenis
Nik Armenis
01:53 28 Aug 18
My family and I have been working with Ray and the Switch Finance team for well over a decade. They have consistently given me the best deals on my home loans and go above and beyond in their customer service. Switch helped me get my first mortgage/home loan as a first home buyer. They made the whole process so much easier, helping me with the complex paperwork...something none of the banks really go out of their way to do. I was also pleasantly surprised at how many different loan products they compare. I felt like they really took my personal situation into account and found the right loan for me! The big banks don't offer anywhere near the same level of variety. Make sure you book a consultation with them if you are a first home buyer or refinancing your loan. Thanks Switch Finance Team.
Byron Wallace
Byron Wallace
09:42 12 Jul 18
My wife and I have worked with Ray for many years. His team at Switch Finance have been a pleasure to work with and we always have full confidence that our mortgage is in good hands with these guys. Highly recommended!
Byron Wallace
Byron Wallace
09:35 12 Jul 18
Ray, Julie and the whole Switch team worked patiently with my wife and I over a long period as we considered many properties before finally finding our new home. They worked very hard to get us the best deal and I'm recommending Switch Finance to all our friends because I know they will be looked after.
Thanks so much guys!
Byron and Adele
Ian Salter
Ian Salter
07:26 27 Jun 18
Leanne and I would like to thank Ray & Julie and the entire Switch Finance team. It was very smooth and hassle free dealing with Switch and today we settled on our house. I recommend Switch Finance to anyone looking for property finance new or refinancing.
Thank you again
Ian &Leanne
Jethro Gulliford
Jethro Gulliford
21:46 18 Jun 18
Very helpful and straight up from the get go with a great understanding of the best way to structure things to suit your circumstances. Highly recommend.
Dave Blennerhassett
Dave Blennerhassett
10:58 12 May 18
Huge thank you to Ray and his awesome team.
Awesome people, highly recommended
Steph Murray
Steph Murray
01:56 25 Apr 18
Eghard and team were wonderful looking after us at such a stressful time! We most certainly would not have gotten our house settled without him! Thanks Eghard!
Rod Zxr
Rod Zxr
06:34 20 Apr 18
Ray and Julie from switch finance were a pleasure to deal with they kept me informed throughout the whole process and i would highly recommend them they are awesome and will work relentlessly to get you the best possible outcome
Max Watson
Max Watson
23:33 16 Apr 18
Blake Buchanan
Blake Buchanan
23:31 16 Apr 18
I have known Ray for many years. Truly passionate about helping his clients.
Lara Joia
Lara Joia
01:57 01 Mar 18
Exceptional service received from Ray and Julie. Ray is trustworthy, analytical, super organised, has amazing attention to detail and is very Knowledgeable. He returns phone calls and to date has given great advice. Cannot fault the professionalism or service received.
Terrena Wouters
Terrena Wouters
01:20 02 Dec 17
As a first time investor I was nervous about the finance process and had no idea where to start. From the get go Ray and Julie were fantastic. Always happy to answer my many questions and went above and beyond every time. I can’t thank you both enough. With service like yours I know my future finance needs will always be covered. Thanks again!
Greendata Managed Services Office 365 and Azure
Greendata Managed Services Office 365 and Azure
22:24 23 Nov 17
Thanks for all your help today and over the years Ray. You are a pleasure to do business with. Nothing is difficult to you and we truly appreciate it 🙂 . We highly recommend your services at Switch Finance.
Jason Rayner
Jason Rayner
07:50 08 Aug 17
Ray is a 'one in a million' finance broker as he takes the time to explain all positives and negatives from multiple lenders. Furthermore Ray is confident and experienced enough to let you know if you are potentially going down the wrong track or over committing yourself. Lastly, I now regularly use Ray to bounce off investments ideas as he always leans on the conservative side to balance out my view.
Michelle Ritchie
Michelle Ritchie
05:28 17 Jan 17
We have been dealing with Ray since we landed in the Gold Coast some 10 years ago! First Finance guy we met with and glad we did. Hence we are still dealing with him 10 years later. He's trustworthy and puts in the extra mile. Thank you Ray for all your effort and time over the last 10 years and thank you for sorting our recent great mortgage rate and my car loan!
meg ritchie
meg ritchie
05:24 17 Jan 17
My husband and i have been using Ray since we first landed in Australia some 10 years ago, for all our personal and investment loans. We had difficulty as new residents to the country to get any kind of finance even though we had bought over a substantial amount of money. Our first dealings with Ray were quite daunting as we were new to everything and we hoped we would find someone we could trust so early on. Lucky we found Ray, he was trustworthy and so we made a good choice. Now 10 years on and we are still dealing with him. Thank you Ray for being trustworthy and we both thank you for all your effort and time you put in everytime we have dealings with you. I would highly recommend Ray Dib for your finance requirements.
Ty Dowker
Ty Dowker
06:33 08 Dec 16
Don't go anywhere else for finance.
SWITCH today!
We did and it was made easy, real easy.
Cheers to Ray and team.
Thong Da Wei
Thong Da Wei
08:24 29 Feb 16
I couldn't be more happy with Ray and Juliet! They have been a great help to our first home purchase- from sourcing financiers in a tight time frame to post settlement inquiry, everything was fantastic. Exceptionally enthusiastic and passionate people who know what they are doing. Definitely going back and recommending them to anyone I know.
Brendan Pritchard
Brendan Pritchard
04:54 31 Jul 15
Thanks to the professionalism, diligence and speed of Ray and the team at Switch Finance, we were able to secure our home! We made an offer on a property with no funds readily available to an unconditional loan in well less then a week!! I won't use anyone else. Great support and advice!! We very much look forward to working with Switch Finance again in the future!
Regards
Brendan
Julie Crowden
Julie Crowden
06:35 26 May 15
My experience with Ray and the staff from first phone conversation to after settlement has been outstanding. Ray has provided to us a structure and product to allow us to achieve investments for our future with no stress. Highly recommend Ray at Switch Finance. Thanks Julie and David
Nick Egan
Nick Egan
13:44 26 Sep 13